/* RoccoCashAdvance.com — "Payday Calendar" design system
   Cobalt #1D4ED8 · Cobalt-deep #1E3A8A · Sun #FACC15 · Slate #0F172A · Ink-soft #334155
   Sky #EFF4FF · Cloud #F1F5F9 · Line #E2E8F0 · White #FFFFFF · Font: Manrope */
:root{
  --cobalt:#1D4ED8;--cobalt-deep:#1E3A8A;--cobalt-hover:#1A43BF;--sun:#FACC15;--sun-soft:#FEF3C7;--sun-deep:#EAB308;
  --slate:#0F172A;--ink-soft:#334155;--muted:#475569;--sky:#EFF4FF;--cloud:#F1F5F9;--line:#E2E8F0;--white:#FFFFFF;
  --ok:#15803D;--warn:#B45309;
  --font:"Manrope","Segoe UI",system-ui,-apple-system,sans-serif;
  --measure:72ch;--wrap:1160px;--r:14px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--white);color:var(--slate);font-family:var(--font);font-size:1.0625rem;line-height:1.65}
img{max-width:100%;height:auto;display:block}
a{color:var(--cobalt);text-underline-offset:3px}
a:hover{color:var(--cobalt-deep)}
:focus-visible{outline:3px solid var(--sun-deep);outline-offset:3px;border-radius:6px}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 1.25rem}
.skip{position:absolute;left:-999px;top:0;background:var(--sun);color:var(--slate);padding:.6rem 1rem;z-index:10}
.skip:focus{left:1rem}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
h1,h2,h3,h4{font-family:var(--font);line-height:1.12;letter-spacing:-.02em;color:var(--slate);margin:0 0 .6em}
h1{font-size:clamp(2.1rem,4.4vw,3.4rem);font-weight:800}
h2{font-size:clamp(1.6rem,2.8vw,2.2rem);font-weight:800;margin-top:1.6em}
h3{font-size:1.25rem;font-weight:700;margin-top:1.4em}
p,ul,ol{margin:0 0 1.1em}
li{margin-bottom:.4em}

/* Notice + header (static, not sticky) */
.notice{background:var(--sky);font-size:.85rem;color:var(--ink-soft)}
.notice .wrap{padding-top:.45rem;padding-bottom:.45rem}
.site-header{background:var(--white);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:1rem;min-height:74px}
.brand{white-space:nowrap;display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--slate)}
.brand-mark{width:36px;height:36px;border-radius:10px;background:var(--cobalt);color:var(--white);display:grid;place-items:center;font-weight:800;font-size:1.1rem}
.brand-text{font-weight:800;font-size:1.3rem;letter-spacing:-.02em}
.brand-text b{color:var(--cobalt);font-weight:800}
.brand small{display:block;font-weight:500;font-size:.74rem;color:var(--muted);letter-spacing:0}
.nav ul{list-style:none;display:flex;gap:1.15rem;margin:0;padding:0;align-items:center}
.nav li{margin:0}
.nav a{white-space:nowrap;text-decoration:none;color:var(--slate);font-weight:600;font-size:.95rem}
.nav a:hover,.nav a[aria-current="page"]{color:var(--cobalt)}
.nav a[aria-current="page"]{text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:6px}
.nav-toggle{display:none;background:var(--white);border:2px solid var(--slate);border-radius:8px;padding:.4rem .8rem;font:700 .9rem var(--font);color:var(--slate);min-height:44px}
.btn{display:inline-block;background:var(--cobalt);color:var(--white);font-weight:700;text-decoration:none;padding:.85rem 1.4rem;border-radius:10px;border:2px solid var(--cobalt);font-family:var(--font);font-size:1rem;cursor:pointer;min-height:44px}
.btn:hover{background:var(--cobalt-hover);border-color:var(--cobalt-hover);color:var(--white)}
.btn-sun{background:var(--sun);border-color:var(--sun);color:var(--slate)}
.btn-sun:hover{background:var(--sun-deep);border-color:var(--sun-deep);color:var(--slate)}
.btn-ghost{background:transparent;border-color:currentColor;color:inherit}
.btn-ghost:hover{background:var(--cloud);color:inherit;border-color:currentColor}
.nav .btn{padding:.6rem 1.05rem;font-size:.92rem;color:var(--white)}
.nav .btn:hover{color:var(--white)}
@media (max-width:1180px){
  .nav-toggle{display:inline-block}
  .nav ul{display:none;position:absolute;left:0;right:0;top:100%;background:var(--white);flex-direction:column;align-items:flex-start;padding:1rem 1.25rem;border-bottom:1px solid var(--line);z-index:20}
  .nav.open ul{display:flex}
  .site-header .wrap{position:relative}
}

/* Hero with payday calendar */
.hero{background:var(--white);padding:3.5rem 0 4rem}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:3.5rem;align-items:center}
.kicker{color:var(--cobalt);font-weight:700;margin:0 0 .8rem}
.hero p.lede{font-size:1.15rem;max-width:54ch;color:var(--ink-soft)}
.hero-points{list-style:none;padding:0;margin:1.3rem 0 1.8rem;display:grid;gap:.55rem}
.hero-points li{padding-left:1.8rem;position:relative;margin:0}
.hero-points li::before{content:"";position:absolute;left:0;top:.42em;width:1.05rem;height:1.05rem;border-radius:5px;background:var(--sun-soft);border:2px solid var(--sun-deep)}
.hero-actions{display:flex;gap:.8rem;flex-wrap:wrap}
.cal{border:1px solid var(--line);border-radius:20px;padding:1.6rem;background:var(--white);box-shadow:0 30px 60px -30px rgba(29,78,216,.35)}
.cal-head{display:flex;justify-content:space-between;font-weight:800;font-size:1.2rem;margin-bottom:1rem}
.cal-pay{color:var(--cobalt)}
.cal-week,.cal-grid{display:grid;grid-template-columns:repeat(7,minmax(0,1fr));gap:.45rem;text-align:center}
.cal-week{font-size:.75rem;font-weight:700;color:var(--muted);margin-bottom:.45rem}
.cal-grid span{height:2.7rem;border-radius:10px;display:grid;place-items:center;font-weight:600;background:var(--cloud);font-size:.95rem}
.cal-grid .gap{background:var(--sun-soft)}
.cal-grid .pay{background:var(--cobalt);color:var(--white);font-weight:800}
.cal-key{display:flex;flex-wrap:wrap;gap:1rem;font-size:.85rem;color:var(--ink-soft);margin-top:1rem}
.cal-key i{display:inline-block;width:.8rem;height:.8rem;border-radius:3px;margin-right:.4rem;vertical-align:-1px}
.cal-key .k-gap{background:var(--sun-soft);border:1px solid var(--sun-deep)}
.cal-key .k-pay{background:var(--cobalt)}
.cal-foot{border-top:1px solid var(--line);margin-top:1rem;padding-top:.9rem;font-size:.92rem;color:var(--ink-soft)}
@media (max-width:900px){.hero-grid{grid-template-columns:1fr}}

/* Lead form in hero */
.hero-grid{align-items:start}
.hero-form{background:var(--white);border:1px solid var(--line);border-top:6px solid var(--sun);border-radius:20px;padding:1.6rem;box-shadow:0 30px 60px -30px rgba(29,78,216,.35);scroll-margin-top:1rem;min-height:420px}
.hero-form-title{font-size:1.4rem;margin:0 0 .3rem}
.hero-form-sub{color:var(--ink-soft);font-size:.95rem;margin:0 0 1rem}
.hero-form-legal{font-size:.75rem;color:var(--muted);margin:1rem 0 0;line-height:1.5}
#_lg_form_{min-height:260px;width:100%}
.form-fallback{background:var(--sun-soft);border-radius:10px;padding:.8rem 1rem;font-size:.9rem;margin:.6rem 0 0}
.what-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:3rem;align-items:center}
@media (max-width:900px){.what-grid{grid-template-columns:1fr}}

/* Hero D: two-tier band + steps + overlapping form */
.hero.hero-d{padding:0 0 3.5rem;background:var(--white)}
.hero-band{position:relative;overflow:hidden;background:linear-gradient(150deg,#0F172A 0%,#1E3A8A 40%,#1D4ED8 100%);color:var(--white);padding:3rem 0 9.5rem}
.hero-orbs span{position:absolute;border-radius:50%;filter:blur(90px);pointer-events:none}
.hero-orbs .o1{width:420px;height:420px;right:8%;top:-90px;background:#3B82F6;opacity:.75}
.hero-orbs .o2{width:280px;height:280px;right:2%;top:180px;background:var(--sun);opacity:.4}
.hero-orbs .o3{width:360px;height:360px;left:-120px;bottom:-60px;background:#38BDF8;opacity:.45;filter:blur(80px)}
.hero-orbs .o4{width:300px;height:300px;left:42%;top:-120px;background:#818CF8;opacity:.4}
.hero-band-inner{position:relative;display:flex;justify-content:space-between;align-items:flex-start;gap:2rem}
.glass-panel{max-width:760px;padding:2.1rem 2.4rem;border-radius:28px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.28);box-shadow:0 20px 50px -20px rgba(15,23,42,.45);-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px)}
.glass-panel .lede{margin-bottom:0}
.pay-tiles{position:relative;flex:0 0 340px;height:300px}
.tile{position:absolute;width:96px;height:96px;border-radius:22px;display:flex;flex-direction:column;align-items:center;justify-content:center;font-weight:800;color:var(--white);background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.3);box-shadow:0 16px 40px -18px rgba(0,0,0,.5);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px)}
.tile b{font-size:1.9rem;line-height:1}
.tile small{font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;opacity:.85;margin-top:.25rem}
.tile.pay{background:rgba(250,204,21,.88);color:var(--slate);border-color:rgba(255,255,255,.6)}
.t1{left:0;top:30px}.t2{left:122px;top:0}.t3{left:244px;top:50px}.t4{left:30px;top:160px}.t5{left:160px;top:140px}.t6{left:244px;top:190px}
@media (max-width:1100px){.pay-tiles{display:none}}
@media (max-width:600px){.glass-panel{padding:1.4rem 1.3rem;border-radius:20px}}
.hero-band h1{color:var(--white);max-width:22ch}
.hero-band .kicker{color:var(--sun)}
.hero-band p.lede{color:#DBE6FF;font-size:1.12rem;max-width:62ch}
.range-bar{display:flex;align-items:center;gap:.9rem;max-width:640px;margin-top:1.4rem;font-weight:800}
.range-track{flex:1;height:10px;border-radius:999px;background:rgba(255,255,255,.25);overflow:hidden}
.range-track span{display:block;width:30%;height:100%;background:var(--sun);border-radius:999px}
.hero-lower{display:grid;grid-template-columns:1fr 1fr;gap:3.5rem;margin-top:-7.5rem;align-items:stretch}
.hero-steps{padding-top:9.5rem;padding-bottom:1rem;display:flex;flex-direction:column;justify-content:center}
.hero-steplist{list-style:none;counter-reset:hs;padding:0;margin:0 0 1.2rem;display:grid;gap:1.4rem}
.hero-steplist li{counter-increment:hs;display:grid;grid-template-columns:2.4rem 1fr;column-gap:1rem;margin:0}
.hero-steplist li::before{content:counter(hs);grid-row:span 2;width:2.4rem;height:2.4rem;border-radius:10px;background:var(--cobalt);color:var(--white);display:grid;place-items:center;font-weight:800}
.hero-steplist strong{font-size:1.08rem}
.hero-steplist span{color:var(--ink-soft);font-size:.98rem;line-height:1.5}
.hero-more{font-weight:700}
.hero-figure{margin:1.4rem auto 0;max-width:340px}
.hero-figure img{width:100%;height:auto}
.hero-d .hero-form{position:relative;z-index:1}
@media (max-width:900px){
  .hero-band{padding-bottom:2.5rem}
  .hero-lower{grid-template-columns:1fr;margin-top:1.5rem;gap:2rem}
  .hero-steps{padding-top:0;padding-bottom:0;order:2;display:block}
  .hero-figure{max-width:260px;margin-left:auto;margin-right:auto}
}

/* Estimator */
.est-band{background:var(--sky)}
.est-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:3.5rem;align-items:center}
.est-grid h2{margin-top:0}
@media (max-width:900px){.est-grid{grid-template-columns:1fr}}
.stub{background:var(--white);color:var(--slate);border-radius:20px;padding:1.6rem;border:1px solid var(--line);box-shadow:0 24px 50px -30px rgba(15,23,42,.35)}
.stub-head{display:flex;justify-content:space-between;align-items:baseline;border-bottom:1px solid var(--line);padding-bottom:.8rem;margin-bottom:1rem;font-size:.85rem;color:var(--muted)}
.stub-head strong{font-size:1.15rem;color:var(--slate);font-weight:800}
.stub label{display:block;font-weight:700;font-size:.9rem;margin:.9rem 0 .35rem}
.stub output.amount{display:block;font-weight:800;font-size:3rem;line-height:1;letter-spacing:-.03em;color:var(--cobalt)}
.stub input[type=range]{width:100%;accent-color:var(--cobalt)}
.stub select,.stub input[type=number]{width:100%;padding:.65rem;border:1px solid var(--line);border-radius:10px;font:inherit;background:var(--cloud);min-height:44px}
.stub-row{display:grid;grid-template-columns:1fr 1fr;gap:.8rem}
.stub-lines{border-top:1px solid var(--line);margin-top:1.2rem;padding-top:.9rem}
.stub-lines div{display:flex;justify-content:space-between;padding:.25rem 0;font-size:.95rem}
.stub-lines div.total{font-weight:800;font-size:1.05rem;border-top:1px dashed var(--line);margin-top:.3rem;padding-top:.5rem}
.stub-note{font-size:.78rem;color:var(--muted);margin:.9rem 0 0}
.stub .btn{width:100%;text-align:center;margin-top:1rem}
.range-ends{display:flex;justify-content:space-between;font-size:.78rem;color:var(--muted)}

/* Sections */
.section{padding:4rem 0}
.section-alt{background:var(--cloud)}
.section h2:first-child{margin-top:0}
.intro{max-width:var(--measure);font-size:1.08rem;color:var(--ink-soft)}
.cols-2{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem}
.cols-3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem}
@media (max-width:860px){.cols-2,.cols-3{grid-template-columns:1fr}}
.feature{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:1.4rem}
.section-alt .feature{border-color:var(--white)}
.feature h3{margin-top:0}
.feature p:last-child,.feature ul:last-child{margin-bottom:0}


/* Steps: a real sequence */
.steps{list-style:none;counter-reset:s;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem}
.steps li{counter-increment:s;margin:0;position:relative;padding-top:3.3rem}
.steps li::before{content:counter(s);position:absolute;top:0;left:0;width:2.5rem;height:2.5rem;border-radius:10px;background:var(--cobalt);color:var(--white);display:grid;place-items:center;font-weight:800;font-size:1.1rem}
.steps h3{margin-top:0;font-size:1.12rem}
@media (max-width:860px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}

/* Apply block */
.apply{background:var(--cobalt);color:var(--white);padding:3.5rem 0;scroll-margin-top:1rem}
.apply h2{color:var(--white);margin-top:0}
.apply .intro{color:#DBE6FF}
.apply-box{background:var(--white);color:var(--slate);border-radius:20px;padding:2rem;min-height:220px;margin-top:1.5rem;border:4px solid var(--sun)}
.apply-box .placeholder{border:2px dashed var(--line);border-radius:12px;padding:2rem;text-align:center;color:var(--muted)}
.apply small{color:#DBE6FF;display:block;margin-top:1rem;max-width:var(--measure)}
.apply small a{color:var(--white)}

/* Tables */
.table-wrap{overflow-x:auto;margin:1.2rem 0 1.6rem;border:1px solid var(--line);border-radius:var(--r);background:var(--white)}
table{border-collapse:collapse;width:100%;min-width:520px;font-size:.96rem}
th,td{text-align:left;padding:.75rem 1rem;border-bottom:1px solid var(--line);vertical-align:top}
thead th{background:var(--sky);color:var(--cobalt-deep);font-weight:800}
tbody tr:nth-child(even) td{background:#FAFBFD}
tbody tr:last-child td{border-bottom:none}

/* Callouts: tinted panels with a label, no side stripes */
.callout{background:var(--sky);padding:1.1rem 1.3rem;margin:1.5rem 0;border-radius:var(--r);max-width:var(--measure)}
.callout.tip{background:#ECFDF3}
.callout.warn{background:var(--sun-soft)}
.callout p:last-child{margin-bottom:0}
.callout strong:first-child{display:block;margin-bottom:.25rem;font-weight:800}

/* Article layout */
.page-head{background:var(--sky);padding:2.4rem 0 2.1rem}
.page-head h1{font-size:clamp(1.9rem,4vw,2.9rem);max-width:26ch}
.page-head .lede{font-size:1.12rem;color:var(--ink-soft);max-width:var(--measure);margin-bottom:.6rem}
.crumbs{font-size:.85rem;margin-bottom:1rem;color:var(--muted)}
.crumbs ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:.4rem}
.crumbs li{margin:0}
.crumbs li+li::before{content:"/";margin-right:.4rem;color:#94A3B8}
.byline{font-size:.88rem;color:var(--muted)}
.byline a{color:inherit}
.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:3rem;padding:3rem 0 4rem}
.prose{max-width:var(--measure)}
.prose h2{scroll-margin-top:1rem}
aside.side{align-self:start}
.side-card{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:1.3rem;margin-bottom:1.3rem}
.side-card h2,.side-card h3{font-size:1.08rem;margin:0 0 .6rem}
.side-card ul{padding-left:1.1rem;margin:0;font-size:.95rem}
.side-card.cta{background:var(--cobalt);color:var(--white);border-color:var(--cobalt)}
.side-card.cta h2{color:var(--white)}
.side-card.cta p{color:#DBE6FF;font-size:.95rem}
.side-card.cta .btn{background:var(--sun);border-color:var(--sun);color:var(--slate)}
.side-card.cta .btn:hover{background:var(--sun-deep);border-color:var(--sun-deep)}
@media (max-width:960px){.article-grid{grid-template-columns:1fr}}
.toc{background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:1rem 1.3rem;margin-bottom:2rem;max-width:var(--measure)}
.toc h2{font-size:1.02rem;margin:0 0 .5rem}
.toc ol{margin:0;padding-left:1.2rem;font-size:.96rem}
.key{background:var(--sun-soft);border-radius:var(--r);padding:1.2rem 1.4rem;margin:0 0 2rem;max-width:var(--measure)}
.key h2{font-size:1.08rem;margin:0 0 .5rem}
.key ul{margin:0;padding-left:1.2rem}
.sources{font-size:.92rem;border-top:1px solid var(--line);padding-top:1.2rem;margin-top:2.5rem}

/* FAQ */
.faq details{border-bottom:1px solid var(--line);padding:1rem 0;max-width:var(--measure)}
.faq summary{cursor:pointer;font-weight:700;font-size:1.08rem;list-style:none;display:flex;justify-content:space-between;gap:1rem;min-height:44px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";flex:none;width:1.8rem;height:1.8rem;border-radius:8px;background:var(--sky);color:var(--cobalt);display:grid;place-items:center;font-size:1.2rem}
.faq details[open] summary::after{content:"\2212";background:var(--cobalt);color:var(--white)}
.faq details p{margin:.7rem 0 0}

/* Resource cards */
.res-list{list-style:none;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:1.2rem}
.res-list li{margin:0;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:1.3rem}
.section-alt .res-list li{border-color:var(--white)}
.res-list h3{margin:0 0 .4rem;font-size:1.15rem;color:var(--slate)}
.res-list a{text-decoration:none}
.res-list a:hover h3{color:var(--cobalt);text-decoration:underline}
.res-list p{margin:0;color:var(--ink-soft)}
@media (max-width:760px){.res-list{grid-template-columns:1fr}}

/* Footer */
.site-footer{background:var(--slate);color:#CBD5E1;padding:3.5rem 0 2rem;font-size:.92rem;border-top:6px solid var(--sun)}
.site-footer a{color:#F1F5F9}
.site-footer a:hover{color:var(--sun)}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2.5rem}
.foot-logo{color:var(--white);font-weight:800;font-size:1.3rem;letter-spacing:-.02em;margin:0 0 .6rem}
.foot-logo b{color:#60A5FA}
.site-footer .foot-brand .btn{color:var(--slate)}
.site-footer .foot-brand .btn:hover{color:var(--slate)}
.foot-links{border-top:1px solid #1E293B;margin-top:2.2rem;padding-top:1.2rem}
.foot-links ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.5rem 1.4rem}
.foot-links li{margin:0}
.foot-links a{color:#CBD5E1;font-size:.85rem}
.foot-grid h2{color:var(--white);font-size:.98rem;margin:0 0 .8rem}
.foot-grid ul{list-style:none;padding:0;margin:0}
.foot-grid li{margin-bottom:.45rem}
.foot-legal{margin-top:1.4rem;padding-top:1.5rem;font-size:.8rem;line-height:1.6;color:#94A3B8}
@media (max-width:1000px){.foot-grid{grid-template-columns:1fr 1fr}}
@media (max-width:700px){.foot-grid{grid-template-columns:1fr 1fr}}

@media (prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}

/* ===== Decoration layer: illustrations, icons, textures ===== */
.ficon{display:inline-grid;place-items:center;width:46px;height:46px;border-radius:13px;background:var(--sky);color:var(--cobalt);margin-bottom:.85rem}
.ficon .ico{width:24px;height:24px}
.feature.saffron .ficon{background:var(--sun-soft);color:#B45309}
.feature.leaf .ficon{background:#DCFCE7;color:var(--ok)}
.feature{transition:transform .2s ease,box-shadow .2s ease}
.feature:hover{transform:translateY(-3px);box-shadow:0 18px 40px -24px rgba(29,78,216,.45)}
.res-list li{transition:transform .2s ease,box-shadow .2s ease}
.res-list li:hover{transform:translateY(-3px);box-shadow:0 18px 40px -24px rgba(29,78,216,.45)}
.section-alt{background-color:var(--cloud);background-image:radial-gradient(#DCE3EC 1.2px,transparent 1.2px);background-size:22px 22px}
.sec-head{display:grid;grid-template-columns:minmax(0,1fr) 260px;gap:2.5rem;align-items:center;margin-bottom:1.2rem}
.sec-head h2{margin-top:0}
.sec-head .intro{margin-bottom:0}
.sec-illo{width:100%;max-width:260px;height:auto;justify-self:end}
.col-illo{display:block;width:100%;max-width:240px;height:auto;margin:1.6rem auto 0}
.page-head{position:relative;overflow:hidden;background:linear-gradient(135deg,#EFF4FF 0%,#DBEAFE 100%)}
.ph-orbs span{position:absolute;border-radius:50%;filter:blur(70px);pointer-events:none}
.ph-orbs span:first-child{width:320px;height:320px;right:-60px;top:-120px;background:#93C5FD;opacity:.55}
.ph-orbs span:last-child{width:240px;height:240px;left:30%;bottom:-160px;background:var(--sun);opacity:.3}
.ph-grid{position:relative;display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:2rem;align-items:center}
.ph-illo{width:100%;max-width:280px;height:auto;justify-self:end}
.est-band{position:relative;overflow:hidden;background:linear-gradient(135deg,#EFF4FF,#DBEAFE)}
.key{border:1px solid #FDE68A}
.toc{border-left:4px solid var(--cobalt)}
@media (max-width:860px){.ph-grid{grid-template-columns:1fr}.ph-illo{display:none}}
@media (max-width:760px){.sec-head{grid-template-columns:1fr}.sec-illo{display:none}.col-illo{max-width:180px}}
@media (prefers-reduced-motion:reduce){.feature:hover,.res-list li:hover{transform:none}}

/* Guide page */
.guide-toc{padding:2rem 0 0}
.guide-toc .toc{margin:0}
.guide-toc .toc ol{columns:2;column-gap:2rem}
.guide-cta{background:var(--cobalt);color:var(--white)}
.guide-cta h2{color:var(--white);margin-top:0}
.guide-cta p{color:#DBE6FF}
.guide-cta-actions{display:flex;gap:.8rem;flex-wrap:wrap;align-items:center;justify-content:flex-end}
@media (max-width:860px){.guide-cta-actions{justify-content:flex-start}.guide-toc .toc ol{columns:1}}

/* Loan options: amount ladder */
.loan-head{display:flex;justify-content:space-between;align-items:flex-end;gap:2.5rem;margin-bottom:2rem}
.loan-head h2{margin-top:0}
.loan-head .intro{margin-bottom:0}
.loan-head .btn{flex:none}
.ladder{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;align-items:end}
.ladder li{margin:0;display:flex;flex-direction:column;gap:.6rem}
.lad-use{font-size:.85rem;color:var(--ink-soft)}
.lad-card{border-radius:18px 18px 6px 6px;padding:1.25rem;display:flex;flex-direction:column;gap:.35rem;box-sizing:border-box}
.lad-card strong{font-size:1.65rem;font-weight:800;letter-spacing:-.02em;line-height:1.1}
.lad-card b{font-size:1rem}
.lad-card span{font-size:.85rem;opacity:.9;line-height:1.45}
.lad-card a{color:inherit;font-weight:700}
.lad1 .lad-card{min-height:130px;background:var(--white);border:1px solid #BFDBFE;color:var(--slate)}
.lad2 .lad-card{min-height:190px;background:#93C5FD;color:var(--slate)}
.lad3 .lad-card{min-height:255px;background:#3B82F6;color:var(--white)}
.lad4 .lad-card{min-height:320px;background:var(--cobalt);color:var(--white)}
.lad-strip{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.8rem 1.5rem;background:var(--white);border:1px solid var(--line);border-radius:14px;padding:1rem 1.25rem;margin-top:1.25rem;font-size:.92rem}
.lad-strip em{font-style:normal;font-weight:800;color:var(--cobalt)}
.lad-credit{color:var(--muted)}
.lad-note{font-size:.82rem;color:var(--muted);margin:1rem 0 0}
@media (max-width:900px){.loan-head{flex-direction:column;align-items:flex-start}.ladder{grid-template-columns:1fr 1fr}.ladder .lad-card{min-height:170px}}
@media (max-width:520px){.ladder{grid-template-columns:1fr}.ladder .lad-card{min-height:0}}

/* How it works: glass day tiles */
.how-glass{position:relative;overflow:hidden;background:linear-gradient(150deg,#0F172A 0%,#1E3A8A 45%,#1D4ED8 100%);color:var(--white)}
.how-glass h2{color:var(--white)}
.how-glass .intro{color:#DBE6FF}
.how-glass .wrap{position:relative}
.how-orbs span{position:absolute;border-radius:50%;pointer-events:none}
.how-orbs span:first-child{width:380px;height:380px;right:-60px;top:-100px;background:#3B82F6;filter:blur(90px);opacity:.6}
.how-orbs span:last-child{width:320px;height:320px;left:30%;bottom:-160px;background:var(--sun);filter:blur(110px);opacity:.25}
.day-tiles{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
.day-tiles li{margin:0;border-radius:24px;padding:1.5rem;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.28);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);display:flex;flex-direction:column;gap:.7rem;min-height:290px}
.day-tiles h3{color:inherit;margin:0;font-size:1.15rem}
.day-tiles p{margin:0;font-size:.95rem;line-height:1.55;opacity:.9}
.dt-top{display:flex;justify-content:space-between;align-items:center;gap:.5rem}
.dt-top span{font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;opacity:.85}
.dt-top em{font-style:normal;font-size:.72rem;font-weight:700;padding:.25rem .6rem;border-radius:999px;background:rgba(255,255,255,.16);white-space:nowrap}
.dt-num{font-size:3.2rem;font-weight:800;line-height:1}
.day-tiles .dt-pay{background:rgba(250,204,21,.92);border-color:rgba(255,255,255,.6);color:var(--slate)}
.dt-pay .dt-top em{background:rgba(15,23,42,.12)}
.how-note{position:relative;font-size:.85rem;color:#BFD0F5;margin:1.4rem 0 0}
.how-note a{color:var(--white)}
@media (max-width:960px){.day-tiles{grid-template-columns:1fr 1fr}.day-tiles li{min-height:0}}
@media (max-width:520px){.day-tiles{grid-template-columns:1fr}}

/* Rates & fees design options (preview) */
.rt-foot{font-size:.8rem;color:var(--muted);margin:1rem 0 0}
.rt-stats{display:grid;grid-template-columns:repeat(5,1fr);gap:.9rem;margin-top:1.5rem}
.rt-stats>div{background:var(--white);border:1px solid var(--line);border-radius:20px;padding:1.3rem;display:flex;flex-direction:column;gap:.4rem}
.rt-stats span{font-size:.82rem;font-weight:700;color:var(--muted)}
.rt-stats strong{font-size:1.45rem;font-weight:800;letter-spacing:-.02em}
.rt-stats small{font-size:.75rem;color:var(--muted)}
.rt-stats .hl{background:var(--cobalt);border-color:var(--cobalt);color:var(--white)}
.rt-stats .hl span{color:#DBE6FF}
.rt-pair{display:grid;grid-template-columns:1.2fr 1fr;gap:1rem;margin-top:1rem}
.rt-rep{background:var(--sun-soft);border-radius:18px;padding:1.3rem 1.4rem;line-height:1.6}
.rt-credit{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:1.3rem 1.4rem;line-height:1.6;font-size:.95rem}
.rt-rep b:first-child,.rt-credit>b{display:block;margin-bottom:.25rem}
.rt-spec-grid,.rt-tila-grid{display:grid;grid-template-columns:1.55fr 1fr;gap:3.5rem;margin-top:1.5rem}
.rt-spec-grid>div:first-child{padding:0 2.5rem 0 2.5rem}
.rt-spec-grid h3,.rt-fees h3{margin:0 0 .6rem;font-size:1.1rem}
.rt-spec-grid h3 small{font-weight:600;color:var(--muted);font-size:.85rem}
.rt-ends{display:flex;justify-content:space-between;font-size:.8rem;font-weight:700;color:var(--muted);margin:.8rem 0 .5rem}
.rt-bar{position:relative;height:14px;border-radius:999px;background:linear-gradient(90deg,#22C55E,#FACC15 60%,#F97316);margin-bottom:6.5rem}
.rt-bar ol{list-style:none;margin:0;padding:0}
.rt-bar li{position:absolute;top:-4px;transform:translateX(-50%);display:flex;flex-direction:column;align-items:center;gap:.6rem;margin:0}
.rt-bar i{width:22px;height:22px;border-radius:50%;background:var(--white);border:5px solid var(--cobalt);box-sizing:border-box}
.rt-bar span{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:.55rem .8rem;text-align:center;white-space:nowrap;box-shadow:0 10px 24px -16px rgba(15,23,42,.4)}
.rt-bar small{display:block;font-size:.72rem;font-weight:700;color:var(--muted)}
.rt-bar b{font-size:1.15rem;color:var(--cobalt)}
.rt-bar em{font-style:normal;font-size:.72rem;color:var(--ink-soft)}
.rt-rep2{background:var(--sky);border-radius:14px;padding:1rem 1.1rem;font-size:.92rem;line-height:1.6}
.rt-fees{background:var(--white);border:1px solid var(--line);border-radius:20px;padding:1.4rem}
.rt-fees dl{margin:0}
.rt-fees dl div{display:flex;justify-content:space-between;padding:.6rem 0;border-bottom:1px dashed var(--line);font-size:.95rem}
.rt-fees dt{color:var(--ink-soft)}.rt-fees dd{margin:0;font-weight:800}
.rt-fees p{font-size:.9rem;margin:.9rem 0 0}
.rt-kicker{font-size:.8rem;font-weight:700;color:var(--cobalt);text-transform:uppercase;letter-spacing:.06em;margin:0 0 .5rem}
.rt-tila{display:grid;grid-template-columns:repeat(4,1fr);border:2px solid var(--slate);border-radius:12px;overflow:hidden;background:var(--white)}
.rt-tila>div{padding:1rem;display:flex;flex-direction:column;gap:.4rem;border-right:2px solid var(--slate)}
.rt-tila>div:last-child{border-right:0}
.rt-tila .first{background:var(--sky)}
.rt-tila b{font-size:.92rem}.rt-tila span{font-size:.75rem;color:var(--muted);line-height:1.4;flex-grow:1}
.rt-tila strong{font-size:1.5rem;font-weight:800}.rt-tila .first strong{color:var(--cobalt)}
.rt-sub{font-size:.9rem;color:var(--ink-soft);margin:.6rem 0 0}
.rt-chips{display:grid;grid-template-columns:repeat(3,1fr);gap:.9rem;margin-top:1.2rem}
.rt-chips p{margin:0;background:var(--white);border:1px solid var(--line);border-radius:16px;padding:1rem 1.1rem;font-size:.92rem;line-height:1.5}
.rt-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-top:1.5rem}
.rt-cols>div{background:var(--white);border:1px solid var(--line);border-radius:22px;padding:1.5rem}
.rt-cols h3{display:flex;align-items:center;gap:.7rem;margin:0 0 .6rem;font-size:1.2rem}
.rt-cols i{font-style:normal;width:46px;height:46px;border-radius:13px;display:grid;place-items:center;font-weight:800}
.rt-cols .c1{background:var(--cobalt);color:var(--white)}.rt-cols .c2{background:var(--sun);color:var(--slate)}.rt-cols .c3{background:#22C55E;color:var(--white)}
.rt-cols dl{margin:0}.rt-cols dl div{display:flex;justify-content:space-between;align-items:baseline;padding:.65rem 0;border-top:1px solid var(--cloud)}
.rt-cols dt{font-size:.88rem;color:var(--muted)}.rt-cols dd{margin:0;font-weight:800;font-size:1.05rem}
.rt-band{display:flex;align-items:center;gap:1rem;background:var(--slate);color:var(--white);border-radius:18px;padding:1.1rem 1.4rem;margin-top:1rem}
.rt-band .tag{background:var(--sun);color:var(--slate);font-weight:800;font-size:.8rem;padding:.3rem .7rem;border-radius:999px;flex:none}
.rt-band p{margin:0;flex:1;color:#E2E8F0;font-size:.95rem}
.rt-band .btn{flex:none}
@media (max-width:960px){.rt-stats{grid-template-columns:1fr 1fr}.rt-pair,.rt-spec-grid,.rt-tila-grid,.rt-chips,.rt-cols{grid-template-columns:1fr}.rt-tila{grid-template-columns:1fr 1fr}.rt-tila>div{border-bottom:2px solid var(--slate)}.rt-band{flex-wrap:wrap}.rt-spec-grid>div:first-child{padding:0}.rt-bar{margin-bottom:1rem}.rt-bar ol{position:absolute;top:30px;left:0;right:0;display:grid;grid-template-columns:1fr 1fr;gap:.6rem}.rt-bar li{position:static;transform:none}.rt-bar li i{display:none}.rt-bar li span{width:100%;box-sizing:border-box}.rt-spec-grid .rt-ends+.rt-bar{margin-bottom:10.5rem}}

/* Estimator design options (preview) */
.es-range{width:100%;-webkit-appearance:none;appearance:none;height:10px;border-radius:999px;background:linear-gradient(90deg,var(--cobalt) var(--pct,27%),#DBEAFE var(--pct,27%));outline-offset:6px}
.es-range::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:var(--white);border:6px solid var(--cobalt);box-shadow:0 4px 12px rgba(29,78,216,.35);cursor:pointer}
.es-range::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:var(--white);border:6px solid var(--cobalt);cursor:pointer}
.es-ends{display:flex;justify-content:space-between;font-size:.78rem;color:var(--muted);margin-top:.4rem}
.es-amt{display:block;font-weight:800;font-size:3rem;letter-spacing:-.03em;color:var(--cobalt);line-height:1.1;margin:.2rem 0 .7rem}
.es-row{display:grid;grid-template-columns:1fr 1fr;gap:.9rem;margin-top:1rem}
#estimator-section label,.es4-lbl{display:block;font-weight:700;font-size:.88rem;margin-bottom:.35rem}
#estimator-section select{width:100%;padding:.7rem;border:1px solid var(--line);border-radius:10px;font:inherit;background:var(--white);min-height:44px}
.es-tips{padding-left:1.1rem;margin:1.2rem 0 0;font-size:.95rem}
.es-note{font-size:.75rem;color:var(--muted);margin:.8rem 0 0;line-height:1.5}
/* 1 */
.es1-card{display:grid;grid-template-columns:1.2fr 1fr;background:var(--white);border:1px solid var(--line);border-radius:24px;overflow:hidden;box-shadow:0 30px 60px -40px rgba(29,78,216,.5)}
.es1-in{padding:2rem}
.es1-receipt{background:var(--slate);color:var(--white);padding:2rem;display:flex;flex-direction:column;gap:.2rem;position:relative}
.es1-receipt::before{content:"";position:absolute;left:-9px;top:0;bottom:0;width:18px;background:radial-gradient(circle at 0 12px,var(--white) 8px,transparent 9px) 0 0/18px 24px repeat-y}
.es1-rh{display:flex;justify-content:space-between;font-size:.85rem;color:#94A3B8;border-bottom:1px dashed #334155;padding-bottom:.8rem;margin-bottom:.8rem}
.es1-rh b{color:var(--white);font-size:1.05rem}
.es1-big span{display:block;font-size:.85rem;color:#CBD5E1}
.es1-big strong{display:block;font-size:3rem;font-weight:800;letter-spacing:-.03em;color:var(--sun);margin-bottom:.6rem}
.es1-line{display:flex;justify-content:space-between;padding:.45rem 0;border-bottom:1px dashed #334155;font-size:.95rem;color:#E2E8F0}
.es1-line.tot{font-weight:800;color:var(--white);border-bottom:0}
.es1-receipt .btn{margin-top:1rem;text-align:center}
.es1-receipt .es-note{color:#94A3B8}
/* 2 */
.es2{position:relative;overflow:hidden;background:linear-gradient(150deg,#0F172A 0%,#1E3A8A 45%,#1D4ED8 100%);color:var(--white)}
.es2 h2{color:var(--white);margin-top:0}.es2 .intro,.es2 .es-tips{color:#DBE6FF}.es2 a:not(.btn){color:var(--white)}
.es2-orbs span{position:absolute;border-radius:50%;filter:blur(90px);pointer-events:none}
.es2-orbs span:first-child{width:380px;height:380px;right:-80px;top:-100px;background:#3B82F6;opacity:.6}
.es2-orbs span:last-child{width:300px;height:300px;left:20%;bottom:-150px;background:var(--sun);opacity:.25}
.es2-grid{position:relative;display:grid;grid-template-columns:1fr 1.05fr;gap:3rem;align-items:center}
.es2-card{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.28);-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);border-radius:26px;padding:2rem}
.es2-card .es-amt{color:var(--white)}.es2-card .es-ends{color:#BFD0F5}.es2-card .es-note{color:#BFD0F5}
.es2-card .es-range{background:linear-gradient(90deg,var(--sun) var(--pct,27%),rgba(255,255,255,.25) var(--pct,27%))}
.es2-card .es-range::-webkit-slider-thumb{border-color:var(--sun)}
.es2-card select{background:rgba(255,255,255,.95)!important}
.es2-out{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:1rem;margin:1.3rem 0;padding:1rem 1.2rem;border-radius:16px;background:rgba(15,23,42,.35)}
.es2-out span{display:block;font-size:.78rem;color:#BFD0F5}.es2-out strong{font-size:1.9rem;color:var(--sun);font-weight:800}.es2-out b{font-size:1.1rem}
.es2-card .btn{width:100%;text-align:center}
/* 3 */
.es3-card{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;background:var(--white);border:1px solid var(--line);border-radius:24px;padding:2rem;margin-top:1.4rem}
.es3-pay span{display:block;font-size:.88rem;color:var(--muted);font-weight:700}
.es3-pay strong{display:block;font-size:3.2rem;font-weight:800;letter-spacing:-.03em;color:var(--cobalt)}
.es3-bar{display:flex;height:22px;border-radius:999px;overflow:hidden;background:var(--cloud);margin:1rem 0}
.es3-bar .p{background:var(--cobalt);transition:width .25s}.es3-bar .i{background:var(--sun);transition:width .25s}
.es3-legend div{display:flex;align-items:center;gap:.6rem;padding:.45rem 0;border-bottom:1px solid var(--cloud);font-size:.95rem}
.es3-legend span{flex:1;color:var(--ink-soft)}
.es3-legend i{width:12px;height:12px;border-radius:4px}.es3-legend i.p{background:var(--cobalt)}.es3-legend i.i{background:var(--sun)}.es3-legend i.t{background:var(--slate)}
.es3-out .btn{margin-top:1rem}
.es3 .es-tips{display:flex;gap:2rem;list-style:none;padding:0}
/* 4 */
.es4-card{max-width:860px;margin:0 auto;background:var(--white);border:1px solid var(--line);border-radius:28px;padding:2.4rem;text-align:center;box-shadow:0 30px 60px -40px rgba(29,78,216,.5)}
.es4-card h2{margin-top:0}
.es4-amt{display:flex;align-items:baseline;justify-content:center;gap:.8rem;margin:.6rem 0 1rem}
.es4-amt label{font-size:1.3rem;color:var(--ink-soft);font-weight:700;margin:0!important}
.es4-amt output{font-size:4.2rem;font-weight:800;letter-spacing:-.04em;color:var(--cobalt);line-height:1}
.es4-segs{display:grid;gap:1rem;margin:1.4rem 0;text-align:left}
.segs{display:flex;flex-wrap:wrap;gap:.5rem}
.seg{border:1px solid var(--line);background:var(--white);border-radius:999px;padding:.55rem 1rem;font:700 .9rem var(--font);color:var(--ink-soft);cursor:pointer;min-height:40px}
.seg[aria-pressed="true"]{background:var(--cobalt);border-color:var(--cobalt);color:var(--white)}
.es4-res{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:1rem;background:var(--sky);border-radius:18px;padding:1.2rem;margin-bottom:1.2rem;text-align:left}
.es4-res span{display:block;font-size:.8rem;color:var(--muted);font-weight:700}.es4-res strong{font-size:2rem;font-weight:800;color:var(--cobalt)}.es4-res b{font-size:1.15rem}
@media (max-width:900px){.es1-card,.es2-grid,.es3-card{grid-template-columns:1fr}.es1-receipt::before{display:none}.es3 .es-tips{flex-direction:column;gap:.3rem}.es2-out,.es4-res{grid-template-columns:1fr}}
@media (max-width:520px){.es-row{grid-template-columns:1fr}}

/* Eligibility: center circle photo */
.elig-head{text-align:center;max-width:720px;margin:0 auto 2rem}.elig-head h2{margin-top:0}.elig-head .intro{margin:0 auto}
.elig-grid{display:grid;grid-template-columns:1fr 340px 1fr;gap:2rem;align-items:center}
.elig-card{background:var(--white);border:1px solid var(--line);border-radius:24px;padding:1.5rem}
.elig-card h3{display:flex;align-items:center;gap:.6rem;margin:0 0 1rem}
.elig .pill{width:28px;height:28px;border-radius:50%;background:var(--cobalt);color:var(--white);display:grid;place-items:center;font-size:.85rem;flex:none}
.elig-chk,.elig-docs{list-style:none;margin:0;padding:0;display:grid;gap:.7rem}
.elig-chk li,.elig-docs li{margin:0;display:flex;gap:.75rem;align-items:flex-start}
.elig-docs li{align-items:center}
.elig-chk .ok{color:var(--ok);flex:none;margin-top:.1rem}
.elig b{display:block;line-height:1.35;font-size:.98rem}
.elig small{display:block;color:var(--muted);font-size:.85rem;line-height:1.45}
.elig .el-ic{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:12px;background:var(--sky);color:var(--cobalt);flex:none}
.elig .el-ic .ico{width:20px;height:20px}
.elig-media{display:grid;gap:1.6rem;justify-items:center}
.elig-photo{width:100%;aspect-ratio:1;border-radius:50%;overflow:hidden;background:linear-gradient(135deg,#DBEAFE,#EFF4FF 55%,#FEF3C7);box-shadow:0 0 0 10px var(--white),0 0 0 14px var(--sun);display:grid;place-items:center}
.elig-photo img{width:100%;height:100%;object-fit:cover}
.elig-photo img[src$=".svg"]{object-fit:contain;padding:12%}
.elig-link{text-align:center;font-weight:700;margin:1.6rem 0 0}
@media (max-width:960px){.elig-grid{grid-template-columns:1fr}.elig-media{order:-1;max-width:260px;margin:0 auto}}

/* Reviews: pros / cons / verdict */
.rv-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.2rem;margin-top:1.5rem}
.rv-card{background:var(--white);border:1px solid var(--line);border-radius:22px;padding:1.6rem}
.rv-card h3{margin:0 0 1rem;display:flex;align-items:center;gap:.6rem}
.rv-card h3::before{content:"+";width:32px;height:32px;border-radius:10px;display:grid;place-items:center;font-weight:800;background:#DCFCE7;color:var(--ok)}
.rv-card.cons h3::before{content:"\2212";background:var(--sun-soft);color:#B45309}
.rv-card ul{list-style:none;margin:0;padding:0;display:grid;gap:.9rem}
.rv-card li{margin:0;padding-left:1rem;border-left:3px solid #BBF7D0}
.rv-card.cons li{border-left-color:#FDE68A}
.rv-card b{display:block}.rv-card span{display:block;color:var(--ink-soft);font-size:.92rem;line-height:1.5}
.rv-verdict{display:flex;align-items:center;gap:2rem;margin-top:1.2rem;background:linear-gradient(135deg,#EFF4FF,#DBEAFE);border-radius:22px;padding:1.6rem 1.8rem}
.rv-verdict h3{margin:.5rem 0 .4rem}.rv-verdict p{margin:0;color:var(--ink-soft)}
.rv-verdict .tag{background:var(--cobalt);color:var(--white);font-weight:800;font-size:.75rem;padding:.3rem .7rem;border-radius:999px}
.rv-verdict .btn{flex:none}
.rv-trustbox:empty{display:none}
.rv-trustbox{margin-top:1.4rem}
.rv-links{margin:1.2rem 0 0;font-size:.95rem}
@media (max-width:860px){.rv-grid{grid-template-columns:1fr}.rv-verdict{flex-direction:column;align-items:flex-start}}

/* Reviews: theme card columns */
.rvc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem;margin-top:1.5rem}
.rvc{background:var(--white);border:1px solid var(--line);border-radius:18px;padding:1.4rem;display:flex;flex-direction:column;gap:.7rem;box-shadow:0 14px 30px -26px rgba(15,23,42,.45);transition:transform .2s,box-shadow .2s}
.rvc:hover{transform:translateY(-3px);box-shadow:0 20px 40px -26px rgba(29,78,216,.5)}
.rvc-top{display:flex;justify-content:space-between;align-items:center;gap:.5rem}
.rvc-tag{font-size:.72rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase;padding:.25rem .65rem;border-radius:999px}
.rvc-tag.pro{background:#DCFCE7;color:var(--ok)}.rvc-tag.con{background:var(--sun-soft);color:#B45309}
.rvc-topic{font-size:.75rem;color:var(--muted);font-weight:700}
.rvc h3{margin:0;font-size:1.05rem;line-height:1.35}
.rvc p{margin:0;color:var(--ink-soft);font-size:.92rem;line-height:1.6;flex:1}
.rvc-foot{display:flex;align-items:center;gap:.7rem;border-top:1px solid var(--cloud);padding-top:.8rem;margin-top:.2rem}
.rvc-av{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;font-weight:800;color:var(--white);background:var(--ok);flex:none}
.rvc.con .rvc-av{background:var(--sun-deep)}
.rvc-foot b{display:block;font-size:.88rem}.rvc-foot small{display:block;font-size:.75rem;color:var(--muted)}
.rvc-note{font-size:.8rem;color:var(--muted);margin:1rem 0 0}
@media (max-width:960px){.rvc-grid{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.rvc-grid{grid-template-columns:1fr}}

/* FAQ: category tabs */
.fq2-head{text-align:center;max-width:720px;margin:0 auto 1.5rem}.fq2-head h2{margin-top:0}.fq2-head .intro{margin:0 auto}
.fq2-tabs{display:flex;justify-content:center;flex-wrap:wrap;gap:.6rem;margin-bottom:1.5rem}
.fq2-tabs button{font:700 1rem var(--font);border:1px solid var(--line);background:var(--white);color:var(--ink-soft);padding:.75rem 1.3rem;border-radius:999px;cursor:pointer;display:flex;gap:.5rem;align-items:center;min-height:44px}
.fq2-tabs button span{background:var(--cloud);border-radius:999px;padding:.05rem .5rem;font-size:.8rem}
.fq2-tabs button[aria-selected="true"]{background:var(--cobalt);border-color:var(--cobalt);color:var(--white)}
.fq2-tabs button[aria-selected="true"] span{background:rgba(255,255,255,.2)}
.fq2-panel{max-width:820px;margin:0 auto;background:var(--white);border:1px solid var(--line);border-radius:24px;padding:.5rem 1.6rem}
.fq2-item{padding:1.1rem 0;border-bottom:1px solid var(--line)}
.fq2-item:last-child{border-bottom:0}
.fq2-item summary{cursor:pointer;font-weight:700;font-size:1.05rem;list-style:none;display:flex;justify-content:space-between;gap:1rem;min-height:28px}
.fq2-item summary::-webkit-details-marker{display:none}
.fq2-item summary::after{content:"";flex:none;width:12px;height:12px;border-right:2.5px solid var(--cobalt);border-bottom:2.5px solid var(--cobalt);transform:rotate(45deg);margin-top:.2rem;transition:transform .2s}
.fq2-item[open] summary::after{transform:rotate(225deg);margin-top:.5rem}
.fq2-item p{margin:.7rem 0 0;color:var(--ink-soft)}
.fq2-more{text-align:center;font-weight:700;margin:1.2rem 0 0}
@media (max-width:600px){.fq2-panel{padding:.3rem 1.1rem}}

/* Contact form */
.contact-form{display:grid;gap:.4rem;max-width:640px;background:var(--white);border:1px solid var(--line);border-radius:20px;padding:1.6rem;margin:1.2rem 0 2rem}
.contact-form label{font-weight:700;font-size:.92rem;margin-top:.6rem}
.contact-form input,.contact-form select,.contact-form textarea{width:100%;box-sizing:border-box;padding:.75rem .9rem;border:1px solid #CBD5E1;border-radius:10px;font:inherit;background:var(--white);min-height:44px}
.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{outline:3px solid #BFDBFE;border-color:var(--cobalt)}
.cf-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.cf-row>div{display:grid;gap:.4rem}
.cf-note{font-size:.82rem;color:var(--muted);margin:.4rem 0}
.contact-form .btn{justify-self:start;margin-top:.4rem}
.sent-msg{background:#ECFDF3;border-radius:12px;padding:.9rem 1.1rem}
@media (max-width:600px){.cf-row{grid-template-columns:1fr}}

/* Sitewide CTA band before footer */
.cta-band{position:relative;overflow:hidden;background:linear-gradient(150deg,#0F172A 0%,#1E3A8A 45%,#1D4ED8 100%);color:var(--white);padding:3.5rem 0}
.cta-orbs span{position:absolute;border-radius:50%;filter:blur(90px);pointer-events:none}
.cta-orbs span:first-child{width:360px;height:360px;right:-60px;top:-140px;background:#3B82F6;opacity:.6}
.cta-orbs span:last-child{width:300px;height:300px;left:25%;bottom:-180px;background:var(--sun);opacity:.22}
.cta-inner{position:relative;display:grid;grid-template-columns:1.4fr 1fr;gap:3rem;align-items:center}
.cta-copy>.cta-kicker{color:var(--sun);font-weight:700;margin:0 0 .5rem}
.cta-band h2{color:var(--white);margin:0 0 .7rem;font-size:clamp(1.7rem,3vw,2.4rem)}
.cta-copy>p{color:#DBE6FF;margin:0 0 1rem;max-width:60ch}
.cta-points{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:.6rem}
.cta-points li{margin:0;padding:.45rem .9rem;border-radius:999px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.28);font-size:.88rem;font-weight:600}
.cta-action{display:grid;justify-items:center;gap:1rem;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.25);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);border-radius:24px;padding:1.8rem}
.cta-tiles{display:flex;gap:.6rem}
.cta-tiles span{width:64px;height:64px;border-radius:16px;display:grid;place-items:center;align-content:center;font-weight:800;font-size:1.4rem;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.3)}
.cta-tiles .pay{background:var(--sun);color:var(--slate);border-color:transparent}
.cta-tiles small{display:block;font-size:.55rem;text-transform:uppercase;letter-spacing:.06em;font-weight:800}
.cta-btn{font-size:1.1rem;padding:1rem 2.4rem}
.cta-note{margin:0;font-size:.82rem;color:#BFD0F5}
@media (max-width:860px){.cta-inner{grid-template-columns:1fr}.cta-action{justify-items:start}}
/* Footer links without underline */
.site-footer a{text-decoration:none}
.site-footer a:hover,.site-footer a:focus-visible{text-decoration:underline;text-underline-offset:3px}

/* Mini link card */
.lk-wrap{margin:1.2rem 0 0}.lk-wrap.center{text-align:center;margin-top:1.6rem}
.lk3{display:inline-grid;grid-template-columns:auto 1fr auto;align-items:center;gap:.9rem;text-decoration:none;text-align:left;background:var(--white);border:1px solid var(--line);border-radius:16px;padding:.75rem .9rem;max-width:100%;color:var(--slate);transition:box-shadow .2s,border-color .2s,transform .2s}
.lk3-ic{width:42px;height:42px;border-radius:12px;background:var(--sky);color:var(--cobalt);display:grid;place-items:center}
.lk3-ic .ico{width:20px;height:20px}
.lk3-t small{display:block;font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}
.lk3-t b{display:block;font-size:.97rem;line-height:1.35}
.lk3-go{width:36px;height:36px;border-radius:50%;background:var(--cobalt);color:var(--white);display:grid;place-items:center}
.lk3 .arr{transition:transform .2s}
.lk3:hover,.lk3:focus-visible{border-color:#93C5FD;box-shadow:0 16px 32px -22px rgba(29,78,216,.6);transform:translateY(-2px);color:var(--slate)}
.lk3:hover .arr,.lk3:focus-visible .arr{transform:translateX(3px)}
@media (prefers-reduced-motion:reduce){.lk3:hover{transform:none}}

/* E-E-A-T trust strip */
.trust-strip{background:var(--white);border-top:1px solid var(--line);padding:1.4rem 0}
.trust-inner{display:flex;align-items:center;gap:1rem}
.trust-badge{width:44px;height:44px;border-radius:12px;background:#DCFCE7;color:var(--ok);display:grid;place-items:center;flex:none}
.trust-strip p{margin:0;font-size:.9rem;color:var(--ink-soft);line-height:1.6}
.trust-strip a{color:var(--cobalt)}

/* ===== Inner-page decoration ===== */
.prose h2{position:relative;padding-left:1rem}
.prose h2::before{content:"";position:absolute;left:0;top:.18em;bottom:.18em;width:5px;border-radius:4px;background:linear-gradient(var(--cobalt),#60A5FA)}
.prose .key h2,.prose .toc h2,.prose .sources h2{padding-left:0}
.prose .key h2::before,.prose .toc h2::before,.prose .sources h2::before{display:none}
.prose>ul,.prose article>ul,.prose ul:not([class]){list-style:none;padding-left:0}
.prose ul:not([class])>li{position:relative;padding-left:1.6rem}
.prose ul:not([class])>li::before{content:"";position:absolute;left:.25rem;top:.62em;width:.55rem;height:.55rem;border-radius:3px;background:var(--cobalt);transform:rotate(45deg)}
.prose .key ul>li::before{background:var(--sun-deep)}
.prose ol:not([class]){counter-reset:po;list-style:none;padding-left:0}
.prose ol:not([class])>li{counter-increment:po;position:relative;padding-left:2.4rem;margin-bottom:.7em}
.prose ol:not([class])>li::before{content:counter(po);position:absolute;left:0;top:.05em;width:1.65rem;height:1.65rem;border-radius:8px;background:var(--sky);color:var(--cobalt);font-weight:800;font-size:.85rem;display:grid;place-items:center}
.prose .toc ol>li{padding-left:2.2rem}
.key h2::before{content:none}
.key h2{display:flex;align-items:center;gap:.5rem}
.prose-fig{margin:2rem 0;border-radius:24px;background:linear-gradient(135deg,#EFF4FF 0%,#DBEAFE 60%,#FEF9C3 100%);padding:1.2rem;display:grid;place-items:center;border:1px solid #DBEAFE}
.prose-fig img{width:100%;max-width:360px;height:auto}
.sources{background:var(--cloud);border-radius:16px;padding:1.2rem 1.4rem!important;border:0!important}
.sources h2{font-size:1.05rem}
.sources ul{margin:0}
.side-card ul{list-style:none;padding:0}
.side-card ul li{margin:0;border-bottom:1px solid var(--cloud)}
.side-card ul li:last-child{border-bottom:0}
.side-card ul a{display:flex;justify-content:space-between;align-items:center;gap:.6rem;padding:.55rem 0;text-decoration:none;font-weight:600}
.side-card ul a::after{content:"\2192";color:var(--cobalt);transition:transform .2s}
.side-card ul a:hover::after{transform:translateX(3px)}
.side-card.cta{background:linear-gradient(150deg,#1E3A8A,#1D4ED8);position:relative;overflow:hidden}
.side-card.cta::after{content:"";position:absolute;right:-40px;top:-40px;width:140px;height:140px;border-radius:50%;background:var(--sun);opacity:.18;filter:blur(20px)}
.res-list li.has-thumb{padding:0;overflow:hidden;display:flex;flex-direction:column}
.res-thumb{display:block;background:linear-gradient(135deg,#EFF4FF,#DBEAFE 60%,#FEF9C3);padding:.6rem;text-align:center}
.res-thumb .thumb{width:100%;max-width:220px;height:auto;margin:0 auto}
.res-list li.has-thumb>a:not(.res-thumb),.res-list li.has-thumb>p{padding:0 1.3rem}
.res-list li.has-thumb>a:not(.res-thumb) h3{margin-top:1rem}
.res-list li.has-thumb>p{padding-bottom:1.3rem}
table tbody tr:hover td{background:#F5F8FF}

/* Logo: coin mark */
.brand .coin{width:38px;height:38px;flex:none}
.brand-text{font-weight:800;font-size:1.3rem;letter-spacing:-.02em;color:var(--slate)}
.brand-text b{color:var(--cobalt)}
.foot-logo{display:flex;align-items:center;gap:.6rem}
.foot-logo .coin{width:34px;height:34px;flex:none}
.foot-logo b{color:#60A5FA}

/* Logo: wordmark with swoosh */
.wm-logo{position:relative;display:inline-flex;align-items:baseline;gap:.35rem;padding-bottom:.4rem;line-height:1;white-space:nowrap}
.wm-logo b{color:var(--cobalt);font-size:1.75rem;font-weight:800;letter-spacing:-.03em}
.wm-logo i{font-style:normal;font-weight:600;font-size:1.08rem;color:var(--ink-soft)}
.wm-logo .sw{position:absolute;left:0;bottom:-3px;width:112px;height:12px}
.foot-logo .wm-logo b{color:#60A5FA}.foot-logo .wm-logo i{color:#CBD5E1}