How it works

Four steps from request to funding, with what happens to your data and your credit at each one.

RoccoCashAdvance.com connects you with participating lenders. We don't make loans or decide who gets approved. Here's exactly what happens to your request.

  1. Submit a request

    Pick an amount from $200 to $5,000 and answer questions about income, employment, and your bank account. It takes about five minutes.

  2. We share it securely

    Your request is encrypted in transit and shared with participating lenders and partners that may be able to help.

  3. Review any offer

    If a lender can make an offer, you'll see its APR, fees, term, and payment on the lender's own disclosure.

  4. Sign and get funded

    Accept only if it fits your budget. Many lenders deposit funds by the next business day.

What happens to your credit

Many lenders use a soft inquiry to show you a preliminary offer. Soft inquiries aren't visible to other lenders and don't affect your score. If you accept and continue, the lender usually performs a hard inquiry, which can lower your score by a few points for a short time.

What it costs to use our service

Nothing. Submitting a request is free and you're never obligated to accept an offer. We're paid by lenders and partners when they receive requests, which our advertiser disclosure explains.

If you don't get an offer

  • Check your credit reports for errors at AnnualCreditReport.com.
  • Try a smaller amount, which may fit more lenders' criteria.
  • Ask your bank or credit union about a small-dollar loan.
  • Talk with a nonprofit credit counselor through the NFCC.

Payday feels far away?

Get loan options from $200 to $5,000 today

One short form connects you with participating lenders. If you're approved and accept an offer, funds can arrive as soon as the next business day.

  • Free to request
  • No obligation to accept
  • Soft credit check with many lenders
Apply Now

Takes about 5 minutes